Hyper-personalized · PFM Prototype

Banking that models the life decision, not just the transaction.

Reimagined: the bank’s known financial data becomes a live baseline, while customers add future milestones and ask “what if” questions. The assistant turns those questions into linked forecasts, trade-offs and next moves.

Today

Life-plan snapshot, milestones, and the one decision that matters now.

01
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Forecast

Net-worth projection, milestones, assumptions, and visible trade-offs.

02
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Ask

Conversational “what if” planning coordinated across specialist agents.

03
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Insights

Spending intelligence translated into progress toward life goals.

04
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Goals

Home, family and retirement managed as one connected plan.

05
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All balances, forecasts, costs and outcomes in this prototype are illustrative product-design data, not financial advice or eligibility decisions. Conceptual by Saksorn Ruangtanusak AI Scientist.
All infomation is mocked up for research purposes only. The SCB Easy app and its content are the property of Siam Commercial Bank Public Company Limited. This prototype is not affiliated with or endorsed by SCB.